It is one of the first questions people ask — and one of the hardest to get a straight answer to. Therapy pricing depends on the provider, the length of the session, and whether you use insurance. This page explains the moving parts, then states Guided Grace's own prices plainly, so you can decide with real numbers in front of you.
What affects the cost of therapy
- Session length and type: individual, couples, family, and specialized sessions are priced differently.
- The provider: training, experience, and specialty all factor into private-pay rates.
- Insurance: if your therapist is in network, your cost may be a copay or coinsurance after your deductible. If not, you may pay the full session fee.
- Format: in-person and virtual care are sometimes priced the same, sometimes not — ask before you book.
Using insurance at Guided Grace
Guided Grace accepts most major insurances for in-person care at our Saginaw office, and for telehealth sessions booked through our office. Your exact cost depends on your plan — deductible, copay, and whether the service is covered — so the fastest way to a real number is to contact our office and let us check your benefits with you.
If you are uninsured or choosing not to use insurance, you have the right to receive a Good Faith Estimate of expected charges before care begins. Ask us and we will walk through it.
The private-pay membership, with exact prices
Some people prefer to skip insurance entirely: no claims, no network questions, just steady support on a predictable schedule. That is what our membership is. Members book 30-minute virtual sessions with Sylvester Liggins online, and pay a simple rate:
- Pay-As-You-Go: $120 for a single session
- Twice Monthly: $200 per month
- Weekly: $360 per month
Membership is private-pay and does not use insurance. Sessions are virtual and 30 minutes, and unused sessions do not roll over — the rhythm is the point. If you want longer sessions, in-person care, or to use your insurance, the office-booked paths above are the better fit, and we will tell you so.
Questions to ask any provider before you start
- What will my cost be per session, with and without insurance?
- Are you in network with my plan?
- How long are sessions, and how often would we meet?
- What is your cancellation policy?
- If I pay privately, can I get a Good Faith Estimate?
Cost should never be a mystery you discover after the fact. If you want help comparing your options — insurance, office-booked telehealth, or membership — reach out and we will lay them side by side with you.